body{
	color: #373737;
	background: #fff url(../images/mainbg.gif) repeat-x;
	font: normal 13px/16px Tahoma, Arial, sans-serif;
	line-height: 20px;
	margin: 0px 0px;
}

#page {
	width: 960px;
	margin: 0px auto;
}

#topbar {
	width: 960px;
	height: 30px;
	background: #014587;
}

#barright {
	float: right;
	padding-top: 5px;
	color: #FC0;
	font-size: 11px;
}

#barright a {
	color: #FFF;
}

#barright a:hover {
	color: #FC0;
}

#topdiv {
	width:auto; 
	display:block; 
	height: 130px;
	background: url(../images/topbg.gif);
}

#header {
	float: left;
	margin:0px;
	width: 200px;
	vertical-align: middle;
}

#yellowbar {
	width: 960px;
	height: 30px;
	background: #FC0;
}

#nav {
	float: left;
	width: 790px;
	overflow: hidden;
	margin: -20px;
	margin-top: 70px;
}

#nav ul {
list-style-type: none;
}

#nav li {
float: left;
}

#nav li a {
	color:#fff;
	font-size: 15px;
	font-family: Helvetica, Arial;
	font-weight: 500;
	display: block;
	text-align: center;
	padding-bottom: 5px;
	padding-top: 5px;
	padding-right: 15px;
	padding-left: 15px;
	margin-left: 10px;
	background-color: #004088;
}

#nav li a:hover {
	color: #333;
	background-color: #FFCC00;
}

	
#banner {
	width: 960px;
	height: 305px;
	padding-top: 10px;
	padding-bottom: 10px;
	padding-right: 0px;
	padding-left: 0px;
}

#main{
	width:960px; 
	display:block; 
	float: left;
	background: url(../images/bgcol.gif) repeat-y;
	overflow:hidden;
}

#left {
	float: left;
	width: 260px;
	padding-left: 0px;
	padding-top: 0px;
	padding-bottom: 20px;
}

#right {
	float: left;
	padding-left: 30px;
	width: 670px;
	padding-top: 20px;
	padding-bottom: 20px;
	height: 100%;
	padding-right: 0px;
}

#hrsmall {
	width: 100%;
	height: 20px;
	background: #efefef;
	margin-bottom: 10px;
}

#footer {
	width: 100%;
	background-color:#333;
	float: left;
}

#foot960 {
	width: 960px;
	margin: 0px auto;
	font-size: 10px;
	text-align: center;
	color: #FFF;
}

#f1 {
	float: left;
	width: 460px;
	padding-left: 20px;
	padding: 20px 0px;
	text-align: left;
}

#f1 a {
	color: #FFF;
}

#f1 a:hover {
	color: #FC0;
}

#f2 {
	float:right;
	width:460px;
	padding: 20px 0px;
	text-align: right;
}

#f2 a {
	color: #FFF;
}

#f2 a:hover {
	color: #FC0;
}
	

.blue {
	color: #004CA5;
}


a{
	color: #004CA5;
	text-decoration: none;
}

a:hover{
	color:	#FC0;
	text-decoration: none;
}

input,select,textarea{
	border: #999999 1px solid;
	font-size: 12px;
	padding: 2px;
}

select{
	padding: 0;
}

ul.news {
	list-style: none; 
	background: url(../images/newsbullet.gif) no-repeat top left; 
	padding-left: 30px;
	margin-left: 0px;
}

img.floatleft {
	float: left;
	padding-right: 10px;
}


#date {
	font-size: 9px;
	color:#CCC;
}

.heading {
	font-size: 18px;
	font-family: Helvetica, Arial;
	color: #004CA5;
}
	
.headingbg {
	width: 250px;
	background: url(../images/scrollbg.png) repeat-x;
	font-size: 16px;
	font-family: Helvetica, Arial;
	color: #fff;
	padding: 5px;
}

#leftnav {
	float: left;
	width: 260px;
	overflow: hidden;
	margin:0px;
}

#leftnav li {
	color:#333;
	font-size: 13px;
	font-family: Helvetica, Arial;
	font-weight: 500;
	display: block;
	text-align: left;
	padding-bottom: 3px;
	padding-top: 3px;
	margin-left: -40px;
}

#leftnav a {
	color: #333;
	padding: 5px;
}

#leftnav li a:hover {
	color: #004CA5;
	background-color: #EEE;
}

.formhead {
	width: 660px;
	background: url(../images/scrollbg.png) repeat-x;
	padding-left: 10px;
	padding-bottom: 5px;
	padding-top: 5px;
	font-weight: bold;
	color: #fff;
}

.req {
	color: #F00;
	font-size: 10px;
}

.ratehead {
	color: #fff;
	font-size: 14px;
	font-weight: bold;
}

.disclaimer {
	font-size: 11px;
}